BUSINESS OWNERS
You built the business. Let’s protect it.
Insurance and investment strategies for incorporated professionals and business owners in Quebec.
Solutions for owners
Buy-sell and shareholder insurance
Fund your shareholder agreement so the business stays with the right people if a partner dies or becomes disabled.
Key person insurance
Protect the company against the loss of someone it can’t easily replace.
Group benefits
Health, dental and insurance plans that help you attract and keep good people.
Corporate investing
Strategies for surplus money in your corporation, including corporate-owned insurance.
Succession and estate
Plan how ownership passes on, and reduce the tax bill your family or partners will face.
Overhead expense coverage
Keep paying rent, staff and bills if you can’t work for a while.
How we’ll work together
1. Talk
A free, no-pressure call about your situation and what worries you.
2. Review
I look at what you already have, including group benefits, and show you the gaps on one page.
3. Act
A written recommendation in plain language. I handle the applications and paperwork.
Common questions
Should insurance be owned personally or by my corporation?
Each has tax and estate implications. I’ll walk you through both and coordinate with your accountant.
We have a shareholder agreement. Is it funded?
Many aren’t. I’ll review it with you and show whether the buyout would actually have the money behind it.
How many employees do I need for group benefits?
Plans exist for very small businesses, sometimes even a single employee. Let’s look at what fits your team.
Let’s talk about your business.
20 minutes, no cost, no pressure. Or call 514-975-7373.