GROW YOUR MONEY
Invest with a plan, not a hunch.
RRSP, TFSA, FHSA, RESP and more, invested to match your goals, your timeline and your comfort with risk.
Accounts and solutions
RRSP and RRIF
Save for retirement with a tax deduction today, then turn it into income later with a plan for taxes.
TFSA
Tax-free growth and withdrawals for any goal, from an emergency fund to retirement.
FHSA
Save for your first home with a deduction going in and tax-free withdrawals for the purchase.
RESP and RDSP
Grow savings for your children’s education or a family member with a disability, with government grants added.
Mutual and segregated funds
Diversified portfolios built for you. Segregated funds can add maturity and death benefit guarantees and estate advantages.
Retirement income
Turn a lifetime of savings into reliable monthly income, coordinated with QPP/CPP and OAS.
How we’ll work together
1. Talk
A free, no-pressure call about your situation and what worries you.
2. Review
I look at what you already have, including group benefits, and show you the gaps on one page.
3. Act
A written recommendation in plain language. I handle the applications and paperwork.
Common questions
RRSP or TFSA first?
It depends on your income now versus in retirement, and on your goals. I’ll compare both for your situation.
What’s the difference between mutual funds and segregated funds?
Both are professionally managed portfolios. Segregated funds are insurance contracts that can add guarantees on your capital at maturity or death, and may bypass probate.
How do you choose investments for me?
We start with a Know Your Client review of your goals, timeline and risk tolerance, then I recommend a portfolio and explain why in writing.
How often will we review my portfolio?
At least once a year, and whenever your life changes: a new job, a new child, a move or retirement.
Not sure where to start? That’s what the first call is for.
20 minutes, no cost, no pressure. Or call 514-975-7373.